The Social Security Administration (SSA) has issued a new warning about a dangerous phishing scam targeting retirees. Scammers are sending emails that look official, complete with SSA logos and language like “letter of reinstatement,” in an attempt to trick recipients into clicking links or handing over personal information.

Phishing is a cybercrime where criminals pose as trusted institutions to deceive people into revealing sensitive data such as Social Security numbers, banking information, or passwords. These messages often use scare tactics to create urgency. In this scam, fraudsters may claim your Social Security number has been suspended, used in a crime, or that you must verify information immediately to avoid losing benefits.

These messages are 100 percent fake. The SSA does not initiate contact via email, text, or social media to request personal information. They will never threaten you or demand urgent action through digital means.

Here’s how to protect yourself:

• Do not click on links or download attachments in suspicious emails.
• Never provide personal or financial information via email or text.
• Report suspected phishing to the SSA’s Office of the Inspector General at this link.

If you’re ever unsure about a message, contact the SSA directly through their official website or toll-free number.

Retirees have worked hard for their benefits, and they deserve to enjoy them without fear. Unfortunately, scammers know that Social Security is a lifeline and often use it to exploit trust and confusion.

We’ll continue to monitor these threats and share updates to help protect your identity, your benefits, and your peace of mind.